Offer Expired
Unfortunately, this offer is no longer available. But First Merchants has other great opportunities designed to help you have confidence in your banking.
Discover how our checking accounts can help give you maximum security, and help your money work as hard as you do.
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Built to Protect Your Money—and Help It Go Further
 Manage Your Money Confidently with Our Top-Rated Mobile App |
 Avoid Overdraft Fees with Overdraft HelperTM 1 |
 Get Paid Up To 2 Days Sooner with Early Pay2 |
1No overdraft fees if you’re overdrawn by $50 or less at the end of the business day and no daily fee until day 5. Overdraft Helper™ does not require enrollment and comes with most First Merchants Personal Checking accounts. It does not apply if an account is set up for overdraft protection transfers from another account or for Simple Access accounts, which do not permit overdrafts.
2Terms and conditions apply. Early Pay is a free service that First Merchants Bank offers at its discretion. We can’t guarantee you’ll always get your paycheck early—it depends on how and when your employer sends us your direct deposit. Not all employers send deposits early or label them in a way that qualifies for Early Pay. If your deposit doesn’t meet the criteria, it will arrive on your regular payday.
