Maximize your savings with our high-interest Money Market account! At First Merchants Bank, we offer more than just a high-yield money market account; we provide dependable, award-winning customer service from an attentive bank backed by the FDIC. And our welcoming bankers are always committed to helping you prosper!
Take advantage of this limited time Money Market Promo rate –
it’s as easy as 1-2-3:
![]() Check Your Rate 3.95% APY* |
![]() Open Your New Account Easy to open online or find the branch closest to you and meet with one of our banking professionals. |
![]() Make Your Deposit With a minimum of $10,000 not currently on deposit at First Merchants and watch your savings grow. |
* Offer effective as of September 16, 2025 and may be withdrawn by the bank at any time. Annual Percentage Yield (APY) of 3.95% is available for the first 180 days by opening a new Money Market account with new money to First Merchants Bank(FMB) (New money is defined as money not currently on deposit at FMB, or money that has been deposited in the past 180 days, or funds from a matured Certificate of Deposit at FMB. Other funds on deposit at FMB are not eligible to be moved to this account) and by maintaining a minimum of $10,000 during the promotion period. Customers with an Elite checking account will earn 4.00% APY for the promotional period. Balances of less than $10,000 will earn 0.01% APY. Fees may reduce earnings. Public funds are not eligible.
Prefer to Open Your Account at a Branch?
Schedule Appointment



** See details on our ‘Best bank’ awards at firstmerchants.com/awards-accolades
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.