Get $300
when you open a new checking account at First Merchants1
1 With qualifying activities. Terms apply.
Complete these steps to get your $300 Mastercard Reward Card1
2. Open new account
After you register, open a Prosper, Prosper Plus, Simple Access, or First Direct Checking. Your offer code will automatically be applied once you register—no need to provide a promo code during account opening.
3. Set up direct deposit
Complete one (1) or more payroll direct deposit of at least $200 within 90 days of account opening
Built to Protect Your Money—and Help It Go Further
 Manage Your Money Confidently with Our Top-Rated Mobile App |
 Avoid Overdraft Fees with Overdraft HelperTM 2 |
 Get Paid Up To 2 Days Sooner with Early Pay3 |
Ready to open a new checking account with a best bank?4
After you’ve registered, your promotion will automatically be applied. You can open your account in a branch or online.
1Neighborhood New Customer Program Checking Account Offer:
To earn a $300 Mastercard® Reward Card the prospect must register for the offer using a valid offer code located on the offer brochure, open any new First Merchants Personal Checking Account, and complete the offer requirements. Registrations may be completed online at www.firstmerchants.com/neighbor This offer cannot be combined with other offers. If you register for two offers, this offer will supersede other promo offers. Get a $300 Mastercard Reward Card when you register, open a First Merchant Personal Checking Account, and complete the following qualification within 90 days of account opening: Complete one (1) or more direct deposits of $200 or more. Multiple deposits of less than required amount will not qualify. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they "opt out" by making an election at ReferLive or within such email. To "opt out" of all bank marketing communications, please contact First Merchants Bank Customer Service. Important Note: New personal checking customers are eligible for the promotion and may only receive one reward promotional offer. If a new customer has received this reward in the past and since closed their account, they are not eligible to receive the reward again for any future accounts opened by them. Offer may be discontinued at any time. See Terms & Conditions for details.
2No overdraft fees if you’re overdrawn by $50 or less at the end of the business day and no daily fee until day 5. Overdraft Helper™ does not require enrollment and comes with most First Merchants Personal Checking accounts. It does not apply if an account is set up for overdraft protection transfers from another account or for Simple Access accounts, which do not permit overdrafts.
3To help you avoid overdraft fees, we recommend calling or coming into a branch to link another First Merchants account for overdraft protection transfers. If you overdraft, we’ll automatically transfer funds in $50 increments from your linked deposit account—with no transfer fee. Linked account balance must cover the overdraft, and standard account fees may still apply.
4See details on our ‘Best bank’ awards at firstmerchants.com/awards-accolades
Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard Reward Card. The Mastercard Reward Cards are subject to Terms and Conditions delivered with the card. The Mastercard Reward Cards may be reported as income to the IRS.
Mastercard is a registered trademark of Mastercard, Inc. Mastercard is not a participant or sponsor of this promotion. Member FDIC.
