Will I receive unsolicited text messages?

No. You will only receive messages when you specifically request them with one of the Text Banking commands or if you subscribe to Mobile Alerts.

How much will I be charged for each text received?

First Merchants Text Banking is free of charge, however, your wireless provider’s standard text messaging and other rates may still apply.

What text commands can I use with First Merchants Text Banking?






Summary of available balances for all accounts



Summary of recent transactions per account



What number do I send text commands to?

The short code for First Merchants Text Banking is 49794. Send all text banking requests to this number. Note: First Merchants may send you messages from other numbers for other services, such as login authentication, People Pay notifications, or alerts.

How many text messages will I receive daily?

During text banking enrollment, personal users will receive up to 3 SMS messages. Thereafter, you will receive a message in response to each SMS request you submit. If you have a large number of accounts, you may receive more than one message in order to report all of your account balances.

What does SMS mean?

SMS stands for Short Messaging Service. It is also called text messaging.