Regular Savings

A great starter account with tiered interest rates, we offer two ways to avoid a monthly service charge with this account.



  • Six FREE withdrawals per month.
  • $10.00 per additional withdrawal.


  • Rates are tiered based on account balance and may vary. Ask us for current rates.
  • Interest is compounded and credited monthly.

Minimum Opening Deposit:

  • $100

No Monthly Service Charge:

  • With a monthly automatic transfer from a First Merchants checking account
  • OR minimum balance of $300

Otherwise a $5 monthly service charge applies.

Statement Options:


Other service fees may apply.