Take the Wheel with a Great Deal!

Get on the Road for Less This Summer with a Low Fixed-Rate Auto Loan.

Do you have your eye on a new or used car or truck? Our low, fixed APRs and flexible 24- to 60-month terms can help put you in the driver's seat this season. But hurry! This promotion is only available for a limited time.

Loan Balance Term Selected Interest Rate APR* Monthly Payment
$5,000 48 2.89% 4.13% $113.20
$10,000 48 2.89% 3.51% $223.63
$15,000 60 2.89% 3.22% $271.06
$25,000 60 2.89% 3.09% $450.27
$50,000 60 2.89% 2.99% $898.29

Get on the Road Faster and For Less

  • Low, fixed interest rate = lower payments!
  • Choose from flexible loan terms that fit your plans.
  • Local decisions get you behind the wheel quicker.
  • Fast, easy loan approvals – leave with your check today!

It’s Also a Great Way to Refinance Your Existing Vehicle!

Refinancing is a smart, affordable option to pay less on your current vehicle and save money. Our low APRs now give you an even greater advantage! All you need is an existing loan from another financial institution or, if your existing loan is with First Merchants, a second vehicle with a loan from another institution is required to qualify to refinance.

Refinancing Your Auto Loan Can Save You Money and More.

  • Lower your interest rates.
    Refinancing a higher-interest vehicle with our fixed APRs is a great way to save money each and every month in interest payments.
  • Reduced payments.
    Lower interest = lower payments. Plus, by extending the term of your loan, you may be able to cut your monthly payments in half!
  • Save more money.
    Use what you could save by refinancing to pay down high-interest debt, plan for big purchases, or build your future!
  • Faster payoff.
    When refinancing, you can choose to shorten the term of your loan and own your vehicle outright faster while paying less interest.

Gear Up for Smart Borrowing.

Buying a vehicle has never been simpler or smarter, and refinancing at a lower rate may reduce your monthly payments and save you money. Talk to our trusted lending experts, who can help steer you to smart borrowing solutions perfect for your needs.

But don’t wait! This limited-time offer ends September 30, 2015!

Consult a Lending Expert Today!

Call 1.800.205.3464, visit a banking center, or request information.

Calculate what you can afford for a car loan.

Vehicle Lending Overview

* APR includes $50 origination fee and $75 processing fee added to amount financed. Above examples are for illustrative purposes only. Available terms range between 24-60 months depending on year of model vehicle and can be used for purpose of purchasing or refinancing existing auto loans. Current credit promotion offered is for Fixed Interest Rate of 2.89% + $125 processing and origination fees for all qualified customers. Annual Percentage Rate (APR) shown is available for well qualified applicants. Your APR may be higher and will be based on your credit qualifications, loan amount and repayment term. The monthly payment for a loan at 3.22% APR for a term of 60 months would require 60 monthly payments of $18.07 per $1,000 borrowed based on 30 days to first payment. Refinancing existing First Merchants Bank, N.A. car loan requires applicant to add minimum of $5,000 or more to existing balance. Minimum credit score of 700 required to qualify for promotional rate offered. Rate examples show discount of .25% for automatic payment reduction from First Merchants Bank checking account. Credit is subject to approval and other terms and conditions may apply. Processing and origination fees of $125 per loan are charged and can be included in amount financed. Offer good through September 30, 2015.