First Student


You’re a student, but you’re not JUST a student. When it comes to accounts, a one-size-fits-all approach just doesn’t apply. After all, you’re unique and your account should reflect your individual banking needs. Our First Student account is designed with flexibility to meet the needs of students like you. For years we have been the bank of choice for students, and we’re ready to guide you on the path to financial success.



  • Must provide a valid student ID. Account is available up to age 25. Once customer reaches the age of 25 the account will be converted to a First eChecking or similar account.

Minimum Opening Deposit:

  • $100

No Monthly Service Charge

Statement Options:

Maximize your benefits by pairing this checking account with our Regular Savings account. See a service associate for more details.

Other service fees may apply.

*Certain restrictions may apply. **Foreign ATM transactions are inquiries, transfers and withdrawals at a non First Merchants ATM and do not include surcharges that may be assessed by the owner of the ATM. ***Subject to credit approval. Excludes first mortgage real estate loans and lines of credit. Offer valid for consumer purpose installment loans only.