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Home Lending Offer

A HELOC helps you: Paint, patch, polish and prosper.

Take on Home Renovations of Any Size with a Home Equity Line of Credit from First Merchants Bank.


Whether your home improvement project is big or small – our interest is helping you get it done. For a limited time, we’re offering a great rate on a HELOC. You can get started today by applying online or schedule a call with a welcoming, dependable and attentive banker who has your best interest in mind.

First Merchants3Q2023 HELOC Offer Graphic

* APR (Annual Percentage Rate) is fixed for 6 months then the rate will reprice to standard Home Equity Line of Credit (HELOC) rates that are variable and subject to change based on published fluctuations in the Wall Street Journal Prime Rate. Current PRIME Rate As of August 21, 2023 is 8.50%. Maximum Annual Percentage Rate (APR) is 25%. To receive this offer, loan to value must be 89.99% or less with a credit score of 700 and above. Homeowners insurance is required. Owner occupied properties only. Offer valid on applications received August 21 through October 31, 2023. Annual fee of $75 is waived the first year. Normal credit underwriting standards apply. Offer subject to change or cancellation without notice. Refinance of existing First Merchants Bank HELOC requires minimum increase of credit line by $20,000 and existing First Merchants Bank HELOC cannot have a current note date of 2022 or 2023.

NOTE: Offer credit score and requirements are based on standard First Merchants pricing tiers for consumer lending.