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People Pay

Pay anyone - anytime, anywhere

Need to pay the babysitter, pay back a friend or are you looking for the perfect gift? Do it all and more with People Pay and eGifts from First Merchants Bank. Through mobile or online banking, use People Pay to transfer funds or send an eGift Card to anyone – even to non-First Merchants customers.

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People Pay

People Pay is the easy, safe and fast way to transfer funds to anyone, even non-First Merchants customers, using their email address or telephone number. Transfers must be between $1 and $500, and the people you pay usually get their money in a couple of days. Or, those you transfer money to can also use PayPal to get their money immediately*.


Send the perfect gift every time with eGifts. Using People Pay, you can send eGift Cards to anyone, even non-First Merchants customers. Choose from more than 100 eGift Cards from brands like Barnes & Noble, Amazon, The Home Depot and more. Cards can be instantly redeemed in stores, restaurants or online. All you need is the recipient’s email or cell phone number. Like People Pay transfers, eGift Cards can be sent using a PC or mobile device, and must be between $1 and $500. eGift Cards will expire if not claimed within 10 days.

*Additional fees may apply. Companies offering eGift Cards are not sponsors of this program or affiliated with First Merchants Bank. The companies represented in the illustration are all trademarked by their affiliated companies. Other restrictions may apply. Please see terms and conditions of First Merchants Mobile Banking.

People Pay Terms and Conditions


Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.