Lockbox Provides Efficiency and Savings

With the use of checks continuing to slowly decline each year, businesses are faced with a challenge of how to effectively handle those items as part of their accounts receivable strategy. There are many alternatives businesses can choose from today – Remote Deposit, Electronic Check Conversion at point of sale and back office, and Lockbox.

Living Trusts and Taxes

Perhaps you've read about an estate planning tool called a living trust. It is often recommended to individuals who want their assets to be professionally managed should they become disabled. A properly implemented living trust also avoids probate, which can be a time consuming and expensive process.

Keep Your Head in the Game: Avoiding Mental Errors When You Invest

Fear of making an investment mistake can cause a retirement investor to postpone decisions. For example, an investor may delay switching out of an investment that has consistently underperformed. While the investor is lingering over the decision, the investment may be losing even more value. If you determine that an investment no longer fits in with your game plan, the sooner you make the substitution, the better.

Investing Mistakes: Even an Old Pro Can Land in the Rough

Your favorite golfer on the PGA Tour typically has scores so low they seem impossible. But suddenly, he begins undershooting greens and misjudging putts and doesn’t even come close to breaking par. He isn’t sure why his game is off, but he knows his fairway flubs could thwart his future goals.

Hold Steady! Don't Let the Markets Throw You Off Course

Are you feeling a little queasy about market ups and downs? Who isn’t! While there’s no magic bullet, there are things you can do to help calm your nerves and cope with volatility.

Cyberfraud: 12 Ways To Defend Your Company

Defend Your Company Against Cyberfraud With These 12 Tips

Below are some recommended best practices you should strongly consider implementing to help protect your business in the online banking environment, thus mitigating the opportunity for loss of funds and the compromising of online banking log-on credentials. This is not an exhaustive list of best practices and you should consult with your own internal IT personnel or engage a reputable IT consultant to better understand your security options.

Charitable Remainder Trust: Another Way To Donate

Donating appreciated assets outright is only one strategy available for obtaining a charitable deduction and avoiding capital gains tax. Another strategy worth considering is the transfer of assets into a charitable remainder trust (CRT). A CRT can provide you with a lifetime income and tax benefits.

Build It Back Up

When you are investing for retirement, there will almost certainly be times when the markets take a beating. And that can be rough. Seeing investment values drop is difficult, even for professional investors. However, as a long term investor, your focus should be on continuing to contribute to your plan account. If history is a guide, there should be enough time for you to build your account balance back up and more.


Borrowing from Yourself Not Always the Best Plan

Where can you turn if you need cash in an emergency? Some people turn to their 401(k) plans. After all, your are borrowing your own money and paying it back to yourself with interest.