Keep Your Head in the Game: Avoiding Mental Errors When You Invest

Fear of making an investment mistake can cause a retirement investor to postpone decisions. For example, an investor may delay switching out of an investment that has consistently underperformed. While the investor is lingering over the decision, the investment may be losing even more value. If you determine that an investment no longer fits in with your game plan, the sooner you make the substitution, the better.

Investing Mistakes: Even an Old Pro Can Land in the Rough

Your favorite golfer on the PGA Tour typically has scores so low they seem impossible. But suddenly, he begins undershooting greens and misjudging putts and doesn’t even come close to breaking par. He isn’t sure why his game is off, but he knows his fairway flubs could thwart his future goals.

Hold Steady! Don't Let the Markets Throw You Off Course

Are you feeling a little queasy about market ups and downs? Who isn’t! While there’s no magic bullet, there are things you can do to help calm your nerves and cope with volatility.

Cyberfraud: 12 Ways To Defend Your Company

Defend Your Company Against Cyberfraud With These 12 Tips

Below are some recommended best practices you should strongly consider implementing to help protect your business in the online banking environment, thus mitigating the opportunity for loss of funds and the compromising of online banking log-on credentials. This is not an exhaustive list of best practices and you should consult with your own internal IT personnel or engage a reputable IT consultant to better understand your security options.

Charitable Remainder Trust: Another Way To Donate

Donating appreciated assets outright is only one strategy available for obtaining a charitable deduction and avoiding capital gains tax. Another strategy worth considering is the transfer of assets into a charitable remainder trust (CRT). A CRT can provide you with a lifetime income and tax benefits.

Build It Back Up

When you are investing for retirement, there will almost certainly be times when the markets take a beating. And that can be rough. Seeing investment values drop is difficult, even for professional investors. However, as a long term investor, your focus should be on continuing to contribute to your plan account. If history is a guide, there should be enough time for you to build your account balance back up and more.


Borrowing from Yourself Not Always the Best Plan

Where can you turn if you need cash in an emergency? Some people turn to their 401(k) plans. After all, your are borrowing your own money and paying it back to yourself with interest.


Accounts Receivable Best Practices

A Well-Oiled Machine: How to Better Manage Your Accounts Receivable

It’s important for all businesses, big and small, to take control of their accounts receivable. Properly managing your accounts receivable – the revenue you expect for the goods and services you sell – can boost your cash flow and support your other business efforts, such as staffing and marketing.

There is another good reason to stay on top of your accounts receivable: Statistics show that the longer an account remains unpaid, the greater the risk that it will not be paid in full.

A Trust: What Can It Do for You?

A toolbox is not complete without at least one pair of pliers. Pliers come in all sizes. Pliers are versatile tools that can be useful in a variety of situations and do many things. The same holds true for a flexible legal arrangement known as a trust.

Like pliers, trusts are multipurpose tools that can accomplish various goals. They can benefit individuals, organizations, or safeguard assets. With a trust, you transfer assets to a trustee's care. The trustee will manage your assets as you have instructed. There are a number of reasons for establishing a trust.


A Primer on Exchange Traded Funds

If you are looking for a tax efficient investment that tracks a specific market index, then the exchange traded fund (ETF) may be an interesting alternative. An ETF bears some similarities to a mutual fund but also possesses some significant differences.
An ETF holds a portfolio of securities designed to deliver investment results that, before fees and expenses, generally correspond to the price and yield performance of the benchmark index that it tracks.