Phishing Email Alert

The FDIC has released a warning to be aware of phishing emails purportedly from the FDIC. The email is alerting the reader that their ACH or Wire transaction has been temporarily suspended for security reasons and they need to download and install the newest security version. If the link is clicked, it proceeds to infect the readers PC. Currently the emails come from no.replay and notify84zma both ending with @fdic.gov but these can and probably will be changed by the criminals.

First Merchants Employee Takes the Polar Plunge

First Merchants employee Michael Morelli poses in his costume for the 2012 Polar PlungeMUNCIE, Ind. – First Merchants Bank participated in the 2012 Polar Plunge held Saturday, February 11 on the lawn of the L.A. Pittenger Student Center at Ball State University. At the Polar Plunge, participants jumped into a pool of wintry water in exchange for pledges and donations benefiting Special Olympics Indiana.

United Way Names FMB "Company of the Year"

First MErchants Bank was named Company of the Year by the United Way of Delaware CountyMUNCIE, Ind. - First Merchants Bank was named "Company of the Year" by United Way of Delaware County at the 2012 United Way and Funds Volunteer and Company of the Year Awards Banquet.

Delaware County Employees Volunteer at Blood-N-Fire

First Merchants Bank employees pause for a photo while volunteering at Blood-N-Fire in Muncie. MUNCIE, Ind. – First Merchants Delaware County employees volunteered at Blood-N-Fire Muncie on Friday, February 24. The event was a part of the First Merchants Serves campaign where First Merchants employees partner with various groups and organizations to give back to the community.

Why Your Choice of Trustee Matters

As you plan for your own and your family’s financial future, you may be considering the creation of a trust. If you decide a trust is needed, either during your lifetime or in your will, you will have to choose a trustee to administer it.
 

Objectivity

To Convert or Not To Convert?

That is a question you may be contemplating soon due to a change in the tax law. Starting in 2010, anyone with a Traditional IRA will be able to convert it to a Roth IRA, regardless of income or filing status. 
 

The Three Reasons to Consider a Living Trust

The word trust may make you think first of a tax cut. It is true that trusts can save taxes in many situations, but trusts have other advantages, too. For example, one type of trust you may have heard something about a Revocable Living Trust can be very useful.

The Annual Rite of Rebalancing

The mix of assets chosen for your portfolio should reflect your goals and the level of investment risk you are willing to take to reach them. But fluctuations in the securities markets can change a portfolio's allocation over time, exposing it to more or less risk than intended and leaving it less diversified.
 

Sector Investing

One way to help control risk and increase your portfolio’s chances for a healthy return is through diversifying your investments across and within the major asset classes. Holding a mix of large, mid, and small cap stocks and investment grade bonds of varying maturities can be a good start toward reducing your portfolio’s volatility. But you don’t have to stop there. You can further moderate risk by investing in different sectors of the economy.
 

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