A Trust: What Can It Do for You?

A toolbox is not complete without at least one pair of pliers. Pliers come in all sizes. Pliers are versatile tools that can be useful in a variety of situations and do many things. The same holds true for a flexible legal arrangement known as a trust.

Like pliers, trusts are multipurpose tools that can accomplish various goals. They can benefit individuals, organizations, or safeguard assets. With a trust, you transfer assets to a trustee's care. The trustee will manage your assets as you have instructed. There are a number of reasons for establishing a trust.


A Primer on Exchange Traded Funds

If you are looking for a tax efficient investment that tracks a specific market index, then the exchange traded fund (ETF) may be an interesting alternative. An ETF bears some similarities to a mutual fund but also possesses some significant differences.
An ETF holds a portfolio of securities designed to deliver investment results that, before fees and expenses, generally correspond to the price and yield performance of the benchmark index that it tracks.

A Checklist for Plan Sponsors

How the Plan Is Presented


The more convinced employees are of the wisdom of saving for retirement, the greater the level of employee participation. The greater the participation, the more the plan can benefit employees, including highly compensated employees. Regular meetings, newsletters, and handouts are effective means of communicating plan advantages.


First Merchants Bank Acquires Loans and Assumes Deposits of Shelby County Bank

LBT Supports the American Heart Association

LAFAYETTE, Ind. – Lafayette Bank & Trust will support the American Heart Association through a variety of initiatives at several banking centers through the end of February. The bank is offering free blood pressure checks and selling heart pins, bracelets and paper hearts with all proceeds benefiting the American Heart Association.

LBT Supports Carroll County Agriculture Association

FLORA, Ind. – Lafayette Bank & Trust is a proud sponsor of the Carroll County Agriculture Association Hall of Fame Banquet and Annual Meeting scheduled for 6:30 p.m. on March 5 at the 4-H Building in Flora.

Attendees Enjoy 2012 Commerce National Bank Economic Forecast

COLUMBUS, Ohio – Commerce National Bank held its annual Economic Forecast, featuring Dr. Jim Newton, Jan. 12 at the Ohio 4-H facility on the Ohio State University campus.

Dr. Newton, CNB’s Chief Economic Advisor, gave his 2011 economic wrap-up and a detailed forecast of what he anticipated the economic environment would be in central Ohio for 2012. Commerce clients and guests arrived early for breakfast and the networking opportunity, and a full house greeted Dr. Newton when he began speaking.

LBT Supports White County Economic Development

LAFAYETTE, Ind. – Lafayette Bank & Trust has provided a $1,500 contribution and was a Gold Sponsor of the Leadership White County Class of 2012.

LBT Sponsors Chamber Dinner Keynote Speaker

LAFAYETTE, Ind. - Lafayette Bank & Trust is sponsoring this year’s keynote speaker at the Greater Lafayette Chamber of Commerce 2011 Annual Dinner on September 27, 2011. Rebecca Ryan will focus on the Greater Lafayette business community with a presentation based on her recent research and focus group studies with the Community of Choice Committee.