New First Merchants Bank Debit Cards were mailed the week of October 21. If you do not receive your card, please contact Customer Service at 1.800.321.0032.
Monday, November 11, your Monroe Bank & Trust Debit Card will be deactivated and you will need to activate and begin using your new First Merchants Debit Card. Activation instructions will be included with your card.
- First Merchants Debit Cards are enabled with chip technology that provides an extra layer of security with every transaction you make at participating merchants.
If you have set up recurring or preauthorized payments from your Monroe Bank & Trust Debit Card such as a gym membership or online service, you will need to contact the merchant and give them your new First Merchants Debit Card number after you activate your card.
Beginning November 11, personal debit cards will have a limit of $3,005 per 24-hour period for point of sale purchases and $1,005 for cash withdrawals.
Business Debit Cards will have a limit of $3,005 per 24-hour period for point of sale purchases. Please contact your local banker if you would like to have your Business Debit Card setup for cash withdrawals.
The 24-hour period is from 12:00 a.m. to 11:59 p.m. EST. If you plan on using your card for a larger purchase, contact us at 1.800.321.0032 to ensure your transaction will be approved.
HSA cards will have a limit of $3,005 per 24-hour period for point of sale purchases. ATM cards will have a limit of $1,005 per 24-hour period for cash withdrawals. And, HELOC cards will have a limit of $2,500 per 24-hour period for point of sale purchases and $505 for cash withdrawals.
Your new card can be used at any of our over 100 First Merchants Bank ATMs at no charge. Visit First Merchants locations page to find a First Merchants Bank branch location nearest you.
You will no longer be able to utilize the Accel ATM network without a foreign ATM surcharge, however you will now have access to the MoneyPass network. You will be able to use your personal debit card to access your money at over 25,000 free ATMs throughout the country by just looking for the MoneyPass symbol. To find a MoneyPass ATM location visit moneypass.com or download the MoneyPass ATM Locator app.