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LEVEL ONE BANK Business Online Banking, Mobile, and Bill Pay

Business Online Banking, Mobile, and Bill Pay

Some important things to note about the transition to First Merchants Business Online Banking:

  • Account transaction history: Your Level One Bank transaction history through through August 26, will not be available in First Merchants Business Online Banking.
  • Business Online Banking Bill Payment: Payees plus single and re-occurring payments will be transitioned to First Merchants Bill Pay and processed as scheduled.
  • E-bills within Bill Pay: Beginning September 6, you're need to re-enroll for e-bills within the First Merchants Bill Pay system.
  • eStatements:  Save money and avoid paper statement fees by enrolling in eStatements. Beginning August 29, simply enroll by accepting the eStatement terms and conditions in First Merchants Business Online Banking.

Please make sure to print or download all information you may need in the future. We recommend downloading transaction history as a CSV or Quicken® file.

Business Online Banking Features

Your new First Merchants Business Online Banking system will look a little different than the Level One Bank system, but we're sure you'll find your way around quickly. We invite you to visit firstmerchants.com/business-online-banking, where you can learn more about First Merchants Business Online Banking using our quick start guides. Once you are signed into your new Business Online Banking account, an extensive Help section is also available at the bottom left of the screen.

Below are a few specific features of First Merchants Business Online Banking that may interest you.

  • New Feature: You will now have the ability to create and manage additional users, as well as set up ACH and Wire Templates.
  • Preview Period: Please log in to Business Online Banking during our preview period August 22 - August 25.
  • Alerts: First Merchants Business Online Banking offers a variety of email and text alerts. Please make a note of any alerts you have set up in the Level One Bank system, so you can re-enter them during the Preview Period.
  • Mobile Banking: All Business Online Banking users are enabled for Mobile Banking. To activate, log in to Business Online Banking through firstmerchants.com and change your password. Then, download the Business Mobile App from the app store and login using the same credentials. Please note: text banking is not available on Business Mobile.

Wire Customers

For Wire Customers, effective August 29, please use the following information to receive wire transfers to your account:

  • Initiated within the U.S. - Routing Number: 074900657
  • Initiated Outside the U.S. - SWIFT Code: FMECUS33 (US Dollars Only)

On August 29, your new cutoff time for Wires will be:

  • Incoming 6:00 p.m. EST
  • Outgoing 5:00 p.m. EST
  • Foreign 4:30 p.m. EST (US Currency)

ACH Customers

For ACH Customers who upload using a third party system, a new file header and routing number will need to be updated before the first file upload with First Merchants on or after August 29.

For ACH Customers who upload an ACH file using a third-party system, a new file header and routing number will need to be updated in you NACHA formatted file before the first file upload with First Merchants on or after August 29th. Instructions on these steps can be found here:

If you require multiple Users to approve/transmit a transaction with the Company Approval Level feature, the final required approver of the transaction will be prompted for Out of Ban Authentication.

On August 29, your new cutoff time for ACH will be 5:00 p.m. EST. The routing number to use starting August 29 is 074900657.

Remote Deposit Customers

The First Merchants Remote Deposit (RDC) system uses a separate URL to access the system. You will be receiving login information and install/uninstall directions in future emails. Get the RDC Transition Guide.

The new RDC cutoff time will be 6:30 p.m. EST starting Monday, August 29th.