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IRA/CD Specials

We're sorry this offer has expired.


Invest for the Future

Put your money to work with a Certificate of Deposit (CD) or Individual Retirement Account (IRA)! New rates bring new opportunities to save smarter and earn more. CD IRA Rate Box


Now is the time to act when it comes to saving for the future. With a variety of competitive savings options, First Merchants Bank is here to help with your savings goals. Start saving today and strengthen your financial foundation.

Find a banking center near you to open an account!


--------------------------DISCLOSURES AND LIMITATIONS ----------------------

CD IRA Disclaimer Box

*Offer effective July 1, 2018 through September 30, 2018. Substantial penalty for early withdrawal. IRAs are for individuals only. Public funds are not eligible. Limited time offer. See a banker for more information. Offer cannot be combined with any other interest rate bonuses. Interest is accrued daily and credited quarterly. At maturity, certificate will automatically renew into a 13-month term at standard rates. Promotional accounts cannot be opened online.


Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.