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Information regarding the iAB Financial Bank Debit Card

Your Debit Card

New First Merchants Bank Debit Cards will be mailed the week of October 23. If you do not receive your card by November 6, please contact Customer Service at 1.800.205.3464.

You should continue to use your current iAB Financial Bank Debit Card thru Sunday, November 12. Beginning, Monday, November 13, your iAB Financial Bank Debit Card will be deactivated and you will need to activate and begin using your new First Merchants Debit Card. Activation instructions will be included with your card.

  • First Merchants Debit Cards are enabled with chip technology that provides an extra layer of security with every transaction you make at participating merchants.
  • Personal First Merchants Debit Cards will be automatically enrolled in Gold Standard Rewards

Recurring Payments

If you have set up recurring or preauthorized payments from your iAB Financial Bank Debit Card such as a gym membership or online service, you will need to contact the merchant and give them your new First Merchants Debit Card number after you activate your card.

Transaction Limits

Beginning November 13, personal debit cards will have a limit of $3,005 per 24-hour period for point of sale purchases and $1,005 for cash withdrawals.

Business Debit Cards will have a limit of $3,005 per 24-hour period for point of sale purchases. Please contact your local banker if you would like to have your Business Debit Card setup for cash withdrawals.

The 24-hour period is from 12:00 a.m. to 11:59 p.m. EST. If you plan on using your card for a larger purchase, contact us at 1.800.205.3464 to ensure your transaction will be approved.

ATM Network

Your new card can be used at any of our over 100 First Merchants Bank ATMs at no charge. This includes ATMs with the Lafayette Bank & Trust name. Visit our locations page to find a complete list of locations.

Strating November 13, you will no longer be able to utilize the Alliance One ATM network without a foreign ATM surcharge, however you will now have access to the MoneyPass network. You will be able to use your personal debit card to access your money at over 25,000 free ATMs throughout the country by just looking for the MoneyPass symbol. To find a MoneyPass ATM location visit moneypass.com or download the MoneyPass ATM Locator app.

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Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.