Update Browser: you are currently trying to view the First Merchants site using an outdated browser. In our commitment to your security, and in keeping with industry standards, we no longer support the browser you are using. Learn more.

Information regarding the iAB Financial Bank Checking Account

Your Checking Account

Your checking account with iAB Financial Bank will be converted to First Merchants Bank during the weekend of November 11 and 12. Details of your new account were provided in a previous mailing.

Effective November 13, First Merchants Bank general fees will apply. A list of general fees was included in the previous mailing and can also be found online at firstmerchants.com.

First Merchants processes transactions 5 days a week, Monday through Friday, excluding all Federal Holidays.

Account Number

Your iAB Financial Bank account number will not change unless you have already been notified. If you have any concerns regarding your account number, please contact Customer Service at 1.800.205.3464.


You may continue to use your current supply of iAb Financial Bank checks. It is not necessary to order new checks now; however, after November 13, you may order and begin using new checks with the First Merchants Bank routing number: 074900657. To order your First Merchants checks, please visit one of our banking centers or firstmerchants.com.

Automatic Payments

If you have automatic deposits or have set up automatic payments by providing your account and routing numbers, then no action is necessary. However, if your Debit Card number has been used for automatic payments, you will need to provide your new First Merchants Bank Debit Card number to those companies.

Overdraft Services

We pay overdrafts at our discretion, and do not guarantee that we will always authorize and pay any type of transaction. For more information about our overdraft policies click here.


Your final iAB Financial Bank statement will be printed and mailed via postal service and include transactions and interest paid through November 10. Please contact your local banking center or Customer Service at 1.800.205.3464 if you have any questions regarding delivery of your statement.


Effective November 13, please use the following information to receive wire transfers to your account:
Initiated within the U.S. Routing Number: 074900657
Initiated Outside the U.S. SWIFT Code: FMECUS33

 Click here to return to the main iAB Financial Bank communication page.


Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.