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This offer has expired as of December 31, 2019.

Improve your curb appeal. Twice.

Our Home Equity Line of Credit is ideal for funding home repairs – or nearly anything else. If an auto loan** is all you need, we can help you add an extra four doors to your garage.

Use a HELOC to:

  • Renovate your home
  • Pay for college
  • Take a dream vacation
  • Consolidate debt
  • ... and more! Find complete details here.


If an auto loan** is all you need, we can help you add an extra four doors to your garage.


*3.25% APR (Annual Percentage Rate) is fixed for 12 months, then the rate will reprice to standard Home Equity Line of Credit (HELOC) rates that are variable and subject to change based on published fluctuations in the Wall Street Journal Prime Rate. Current PRIME Rate effective September 18, 2019, is 5.00%. Maximum Annual Percentage Rate (APR) is 25%. To receive this offer, loan to value must be 89.99% or less with a credit score of 700 and above. Homeowners insurance is required. Owner occupied properties only. Offer valid on applications received September 23, 2019, through December 31, 2019. Annual fee of $75 is waived the first year. Normal credit underwriting standards apply. Offer subject to change or cancellation without notice. Refinance of existing First Merchants Bank HELOC requires minimum increase of credit line by $20,000 and existing First Merchants Bank HELOC must not currently be on a promotional rate. **First Merchants Bank auto loan is subject to credit approval.

How can we help?

Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.