Official Rules - Million and More Giveaway

No purchase necessary to enter or win. Promotion is subject to all federal, state, and local laws and regulations. Promotion is open to legal U.S. residents currently residing in Indiana or Ohio who are currently 18 years of age or older.

1. HOW TO PARTICIPATE: From 12:00:00 a.m. ET on 11/04/13 through 11:59:59 p.m. on 12/24/13 (“Promotional Period”), each participant (“You”) can enter by making a signature-based debit card purchase with a posting date during the Promotional Period with a First Merchants Bank, N.A. debit card. Qualifying purchases include all eligible debit card purchases made without using a PIN (personal identification number). Such “non-PIN” purchases include purchases you sign for, purchases made using the contact-less feature of some cards (as long as a PIN is not used), Internet purchases, phone or mail-order purchases, small-dollar purchases that do not require a signature, and bill payments (where billers authorize the transaction as a credit card). Cash advances, cash transactions, purchases authorized with a PIN, and ATM transactions do not qualify. Qualifying purchases made on a Bank Holiday, Saturday, or Sunday will be entered as of the posting date of the transaction. Additional entries can be submitted by sending a 3” X 5” postcard with the participant’s name, complete address, city, state, zip code, telephone number (including area code), and date of birth. This information should be sent via first class mail to: First Merchants Corporation, ATTN: Corporate Marketing, P.O. Box 792, Muncie, IN 47308. Mail-in entries will be date-stamped and considered on the business day received.

2. PRIZE: Grand Prize (1): One (1) grand prize winner will be drawn randomly from eligible entries throughout the Promotional Period after the Promotional Period has ended. The grand prize winner will receive a credit of one million (1,000,000) Gold Standard RewardsTM points to his/her Gold Standard RewardsTM account. Winner must have an account in good standing (that is, not delinquent, in default, closed, canceled, blocked, suspended, or otherwise inactive and not available for use as a source of funding) in order to receive prize. Odds of winning depend on the number of entries received. Winners entering by debit-card based entries will be notified within two (2) business days using their account contact information on file. If a potential winner: (i) cannot be contacted; (ii) does not respond within five (5) days from the date the Sponsor first tries to notify him/her; (iii) refuses the prize; and/or (iv) the prize or prize notification is returned as undeliverable, such potential winner forfeits all rights to win the Promotion or receive the prize, and an alternate potential winner may be selected. Winners who enter by mail will be notified via the contact information provided on their entry. Standard Gold Standard RewardsTM program rules apply; visit www.goldstandardrewards.com for details. Winners submitting entries by mail will need to provide proof of eligibility upon request.

3. SPECIAL PROMOTION LIMITATION: First Merchants Bank, N.A., by its sole discretion, reserves the right to suspend, cancel, or modify the promotion without notice or liability if the integrity of the promotion is compromised in any manner as determined by First Merchants Bank, N.A., or if the promotion is not capable of being conducted as intended by First Merchants Bank, N.A. First Merchants is not responsible for printing or typographical errors in any promotion-related materials. All entries become the exclusive property of First Merchants and will not be acknowledged or returned. By participating in the promotion, entrants accept and agree to be bound by these Official Rules and the decisions of First Merchants Bank, N.A., which shall be final, binding, and conclusive on all matters.

4. ELIGIBILITY: No purchase necessary to enter or win. Promotion is subject to all federal, state, and local laws and regulations. Promotion is open to legal U.S. residents currently residing in Indiana or Ohio who are currently 18 years of age or older. Employees (and household family members of such employees) of First Merchants Bank, N.A. and its advertising, promotion, and fulfillment agencies, and their affiliates or its parent company, are NOT eligible. Qualifying purchases include all eligible debit card purchases made without using a PIN (personal identification number). Such “non-PIN” purchases include purchases you sign for, purchases made using the contact-less feature of some cards (as long as a PIN is not used), Internet purchases, phone or mail-order purchases, small-dollar purchases that do not require a signature, and bill payments (where billers process the transaction as a credit card). Cash advances, cash transactions, purchases authorized with a PIN, and ATM transactions do not qualify. Void where prohibited or otherwise restricted by law. Taxes, if any, are the winner’s sole responsibility. First Merchants Bank, N.A. will not be responsible for any undeliverable or returned documents and the prize will be forfeited. No transfer or assignment of prize is permitted.

5. WINNERS LIST: An official document naming the winner can be obtained after the Promotional Period by sending a written request along with a self-addressed, stamped envelope to: First Merchants Corporation, ATTN: Corporate Marketing, P.O. Box 792, Muncie, Indiana, 47308. The winner's name will also be available online at www.firstmerchants.com/giveaway.

6. RELEASE OF LIABILITY: All entrants release First Merchants Bank, N.A. and its parent, affiliates, subsidiaries, officers, directors, agents, employees, and all others associated with the development and execution of this promotion, from any and all liability with respect to, or in any way arising from, this promotion. By entering the promotion, each winner consents to the use of his/her name, photographs, voice recordings, and likenesses for publicity purposes without additional compensation or permission (except where prohibited by law).

7. SPONSOR: First Merchants Bank, N.A., 200 East Jackson Street, Muncie, Indiana 47305