First Choice Checking
Looking for a checking account that provides the basics? First Choice comes with the ultimate in flexibility. It's a great fit for those who like a no-frills checking account.
- FREE Debit Card
- FREE Gold Standard Rewards
- FREE Online Banking & Bill Pay
- FREE Mobile and Text Banking
- FREE access to all our ATMs*
- .25% discount on personal loan rates** with automatic payment from your First Merchants checking account
Minimum Opening Deposit:
No Monthly Service Charge:
- With minimum balance of $2,000
- OR 10 debit/ATM transactions each statement cycle
Otherwise a $5 monthly service charge applies (with eStatements).
- FREE eStatements
- Paper, with check images +$3 monthly
Maximize your benefits by pairing this checking account with our Regular Savings account. See a service associate for more details.
*Foreign ATM transactions are: inquiries, transfers, and withdrawals at a non First Merchants ATM and do not include surcharges that may be assessed by the ATM’s owner. In addition to all First Direct and First Student accounts, all personal checking accounts opened in the Indiana counties of Porter, LaPorte and Lake; and the Illinois counties of Will, Kendall, Kane, DuPage and Cook receive the 5 Free Foreign ATM Transactions . All personal checking accounts opened in the Ohio county of Franklin receive 5 free foreign ATM transactions and 5 rebates of the ATM operator’s fee up to $20 per statement cycle and $4 per transaction. **Subject to credit approval. Excludes first mortgage real estate loans and lines of credit. Offer valid for consumer purpose installment loans only.