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Contactless Payment Options

Make touch-free payments using your smartphone.

Your smartphone can take high-quality photos, help you stay connected to family and friends, and access email. And if you use a mobile wallet, it can provide an option for making contactless payments.

As our communities continue to work to stop the spread of coronavirus, you may experience more retailers asking you to pay with contactless payments.

You can be prepared to pay using contactless payment methods that are available to you using your:

What is a mobile wallet?

A mobile wallet is exactly what it sounds like: a “wallet” that lives on your mobile device.

So, why would you want a mobile wallet? Because it provides you with a contactless way to pay for goods and services with your smartphone, smartwatch or another compatible device, like a tablet.

Currently, your First Merchants Personal Debit Mastercard® is compatible with mobile wallets including Apple Pay® and Samsung Pay®, which are available on many iPhone and Samsung mobile devices. For a full list of compatible devices, visit Apple or Samsung.

Pay using your smartphone’s mobile wallet

Mobile wallet is simple to use and works with the cards you already have on the devices you use every day. And because your card details are never shared when you use mobile wallet — in fact, they aren’t stored on your device at all — using a mobile wallet such as Apple Pay® or Samsung Pay® is a safe way to pay.

You can use Apple Pay® wherever you see these symbols:

ApplePay Icons

You can use Samsung Pay® wherever you see these symbols:

Samsung Pay Icon      Contactless Payment Icon

Add your card to your favorite retailers’ apps to make contactless payments

Some popular retailers such as Walmart, Chick-Fil-A and Starbucks offer digital wallet and payment features within their own apps. For stores that you plan to shop in the near future, consider downloading and learning more about the payment features offered within the retailers’ apps.

Next steps

Watch this how-to video to learn how to add your First Merchants Personal Debit Mastercard® to Apple Pay®.


Watch this how-to video to learn how to make a contactless payment using your smartphone’s mobile wallet.


Apple Pay is not available at all retailers. Apple is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc. ®2016 Samsung Electronics America Inc., Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co. Ltd. Samsung Pay is available on select Samsung devices. Other restrictions may apply. Please see digital wallet terms and conditions.