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Get more from your money with a Certificate of Deposit (CD) or Money Market Savings! New rates bring new opportunities to save smarter and earn more.

Picture of a table displaying the promotional rates for CDs and Money Market savings

Special CD Rates

A 19-month CD special offer at 1.20% APY* with a First Merchants checking account and $1,000 minimum balance. Invest your money and watch it grow in one of our 19-month CDs. In less than two years, you’ll have yourself to thank for the extra cash in your pocket.

Money Market Savings

Money Market Savings now feature a three-month promotional rate of 0.65% APY** with a $10,000 new money balance. You can have it all! Get tiered interest rates based on your balance, and enjoy the convenience of check writing and ATMs to access your money when you need it.

Start Saving Today!

Talk to one of our bankers today, and let us help you meet your savings goals! Or, open a CD today!

*Offers effective January 3, 2017 through April 30, 2017. Substantial penalty for early withdrawal. IRAs are eligible. Limited time offer. See a banker for more information.

**Annual Percentage Yield (APY) of 0.65% available for three months with a $10,000 minimum opening deposit of new money to First Merchants Bank. Rates are tiered based on account balance and may vary. Six free withdrawals per month and $10.00 per additional withdrawal including withdrawals made by ACH, Telephone, Internet, Online Banking or Wire. See a banker for more information.


Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.