Business Online Banking is equipped with layered security and Out-of-Band Authentication to help mitigate both internal and external fraud. You are protected at login and when you initiate a transaction. Please visit our Security Center at https://www.firstmerchants.com/security for additional information.
First Merchants Bank, N.A. or any of its divisions, will not contact you via email, phone, or other means and request confidential information.
The “Contact Us” feature under the Administration tab allows you to send/ receive secure messages to/from the bank. You can submit requests to add or delete accounts, maintenance, photocopy requests, etc.
You will access First Merchants Business Online Banking through the blue "Business Online Banking" box at www.firstmerchants.comThe Business Online Banking login box is blue. If the box you see is red, click "Business Client? Log in here" to switch to the blue business sign in box.
The One-Time Security Code will be required the first time you log in to the system and each time you log in with a different device. You will be prompted to initiate a phone call or text and receive a one-time code that you will input to access the system.
We recommend using the Phone option the first time you log in. Select a phone number and click Continue. The system will display a code that you will provide either verbally or with your phone's keypad when the call is received.
If you choose the Text message option, you will enter the one-time code in Business Online Banking that will be sent in a text from Short Code 63018.
Account to Account Transfers will be posted as pending transactions when initiated. Transfers initiated prior to 9 p.m. ET will be effective the same business day. Transfers initiated after 9 p.m. ET will be effective the next business day.
Yes. Rollover, Transfers and Payments tab, under Loans, select Manage loans. Click the loan account you wish to pay and select an Action from the dropdown menu on the right. Enter the payment details and click Continue.