Wire Transfer Services

Outgoing Wire Transfers:

Wire Transfers may be initiated with our Business Online Banking – Plus, Pro, and Corporate packages, or in-person at any banking center. Online Wire Transfer offers the ability to initiate one-time wires and build templates for recurring transactions. 

Outgoing Wire Transfer Cut-Off Times:

Banking Center
Business Online Banking
5:00 pm EST/4:00 pm CST
5:00 pm EST/4:00 pm CST
International (US$)
3:00 pm EST/2:00 pm CST
3:00 pm EST/2:00 pm CST
International (Foreign Currency)
3:00 pm EST/2:00 pm CST
Not Available

Incoming Wire Transfers:

Incoming wire transfers are promptly posted to your account. Cut-Off Time for Same Day Credit:  6:00 pm EST/5:00 pm CST

Domestic Wire Transfer Instructions:

First Merchants Bank, N.A.

Muncie, Indiana

Routing & Transit Number:


Beneficiary Account Number:

(Your Account Number)


International Wire Transfer Instructions – First Merchants is a member of the SWIFT Network; which will allow your money to arrive faster to your account.

First Merchants Bank, N.A.

Muncie, Indiana



Beneficiary Account Number:

(Your Account Number)


Optional same day confirmation of outgoing and incoming wires is available via secure email.


  • Domestic Transfers are sent or received securely the same business day.
  • Funds are guaranteed.
  • You receive immediate funds availability on incoming wire transfers.

Security Features for Online Wire Transfer:

  • Maintain administrative rights to add, edit, and delete users.
  • Customize user entitlements by account and function and establish transaction limits.
  • Optional Dual Authorization to release transactions.
  • Out of Band Authentication.
  • Additional safeguards to protect your account.

System Requirements:

Business Online Banking works best with Internet Explorer 7 or 8 (Windows), Firefox 3.5 or 3.6 (Windows), or Safari 4.0 (Mac OSX). Other browsers have not been tested for compatibility and may display some content incorrectly. Please note that JavaScript must be enabled for full functionality.


Additional Limitations and requirements may apply. For more information or to upgrade your Business Online Banking package, call our Business Solutions team at 1.866.833.0050.