Funds are not insured by the FDIC, and are not deposits of, or guaranteed by, First Merchants Bank N.A. or any of its affiliates. Funds are subject to investment risk if the insurance has a cash value, including possible loss of the principal amount invested. Insurance products are made available through First Merchants Insurance Services, Inc., a licensed insurance agency affiliate of First Merchants Bank, N.A. Insurance products are underwritten by, and are the obligations of, the insurance companies that issue the insurance policies; these insurance companies are not affiliated with First Merchants Bank, N.A.