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1901CKCASH

Open Your Account Today!

Choose your new First Merchants checking account and earn up to $400

Stop by a Banking Center near you or open an account online using promo code 1901CKCASH.

OPEN A NEW ACCOUNT

Copy promotional code 1901CKCASH now and paste it in the Promotional Code box in the second screen of opening the account online.

 Earn $400 with a new Elite Checking account

If you maintain a high balance, want to earn the most interest possible and appreciate special benefits, Elite Checking is your ideal account.

  • Earn a high checking interest rate
  • No fee Money Market Savings[1]
  • No annual fee on new Home Equity Line of Credit (HELOC)[2]
  • CD and Money Market interest rate bonus
  • Free specialty checks and paper statements
  • Free official checks and money orders
  • Discount on safe deposit box rental (where available)

Maintain $15,000 minimum combined personal deposit balances; otherwise, $20 monthly maintenance fee.

OPEN AN ELITE CHECKING ACCOUNT

 Copy promotional code 1901CKCASH now and paste it in the Promotional Code box in the second screen of opening the account online.

 Earn $200 with a new Advantage Checking account

Frequent debit card users or anyone with direct deposits will love the special benefits of Advantage Checking.

  • Earns interest
  • No fee Money Market Savings[1]
  • 50% discount on personal checks
  • Free official checks and money orders

ADDITIONAL SENIOR BENEFITS

  • No monthly maintenance fee for clients age 62+
  • Free specialty checks and paper statements

Make 15 debit card transactions or $500 direct deposits or maintain $1,500 minimum combined personal deposit balances; otherwise, $15 monthly maintenance fee.[3]

OPEN AN ADVANTAGE CHECKING ACCOUNT

Copy promotional code 1901CKCASH now and paste it in the Promotional Code box in the second screen of opening the account online.

Earn $100 with a new Carefree checking account

With Carefree Checking, the emphasis is on “free”: free ATMs, free overdraft protection transfers from any linked account and free mobile and text banking.

ADDITIONAL STUDENT BENEFITS

  • No monthly maintenance fee for clients under age 25[4]
  • Free paper statements

Make one customer-initiated transaction per month or maintain $100 minimum combined personal deposit balances; otherwise, $5 monthly maintenance fee.[5]

OPEN A CAREFREE CHECKING ACCOUNT

Copy promotional code 1901CKCASH now and paste it in the Promotional Code box in the second screen of opening the account online.

 FREE FEATURES OF ALL CHECKING ACCOUNTS

  • Over 25,000 free ATMs nationwide with MoneyPass
  • Free Overdraft Protection Transfers from any linked account
  • Free highly rated Mobile App
  • Free Online Banking
  • Free Enhanced MasterCard Debit Card with ID Theft Protection

 REQUIREMENTS TO EARN PROMOTION

Must have a direct deposit of at least $500 within 60 days of account opening.[3] Must use promo code 1901CKCASH. Offer valid only for households with no current First Merchants Bank checking accounts. Offer valid only for accounts opened between January 1, 2019, and March 31, 2019. Cannot be combined with other offers. Offer valid to recipient only.

TO BE ELIGIBLE TO PARTICIPATE IN THE PROMOTION: You must be a new First Merchants personal checking client. Clients with an existing personal checking account with First Merchants (either as the primary or secondary account holder) are not eligible. You must not have closed a personal checking account within 180 days of the promotion start date (on or after January 15, 2019). The primary account holder of the participating checking account must be 18 years old or older at the time of account opening. First Merchants employee accounts are not eligible for this promotion. Offer available only to the addressee of the mailer, who must have a valid U.S. taxpayer identification number.

OFFER INFORMATION: Get up to $400 for opening a new First Merchants checking account. Earn $100 for opening a new Carefree Checking Account, earn $200 for opening a new Advantage Checking Account, or earn $400 for opening a new Elite Checking Account AND by 1) Depositing at least $100 at account opening and 2) Making at least one $500 Direct Deposit within 60 days of account opening.[3] Offer valid for new First Merchants personal checking accounts opened from January 15, 2019, through March 30, 2019. Enrollment in the promotion is required. (See Account Opening & Enrollment Instructions below.)

REWARD PROCESSING: After meeting the qualification requirements, the applicable reward will be credited to the new checking account up to 8 weeks after all qualifications are met. “Branch Checking Offer Reward” will appear on the monthly checking statement when the reward is credited to the account holder’s checking account. The reward amount will be based on the type of checking account open when First Merchants verifies that all promotional offer qualifications have been completed. Checking accounts closed within 180 days of account opening will be charged a $50 fee. This promotion is only applicable once per client. First Merchants may report the value of any reward received through any offer to the Internal Revenue Service as required by law. Any applicable taxes are the responsibility of the recipient.

OTHER TERMS: Minimum account opening deposit for a new checking account is $100. The offer is nontransferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time.

Interest rates are subject to change. Rates are tiered based on account balance, subject to change and determined by the bank. The minimum account balance to obtain APY is $0.01. Fees may reduce your earnings. A qualifying direct deposit is an electronic credit to your account. Transfers from one account to another, or deposits made at a banking center or ATM, do not qualify as a direct deposit.

[1]Minimum balance of at least $1 in Elite Checking or Advantage Checking account and Money Market account to waive the Money Market Savings service charge of $8. [2]Subject to credit approval. [3]Multiple deposit transactions of less than $500 will not qualify. Debit card transactions include PIN based, signature based or ATM withdrawal. [4]At age 25, must meet account requirements to avoid monthly maintenance fee. [5]Excludes bank service fees and charges, transaction must post during statement cycle.

Visit a First Merchants branch to open your new First Merchants account and ask the First Merchants representative to enroll you in the “1901CKCASH” promotion. Or open your First Merchants account online at firstmerchants.com and enter the promo code “1901CKCASH” in the promotion box.

HOW CAN WE HELP?

Have questions or need assistance? Just give us a call at 1.800.205.3464. Our Customer Service team is available weekdays from 7 a.m. until 8 p.m. ET, and from 9 a.m. until 3 p.m. ET on Saturdays.

Looking for a different number or an online form? Find it on our contact page.