CUSTOMER INFORMATION PRIVACY STATEMENT

FIRST MERCHANTS CORPORATION and its affiliated companies respect your privacy and believe that protecting the security and confidentiality of your personal and financial information is the hallmark of our relationship with you. In doing so we do not share, sell or otherwise provide customer information to any unaffiliated third party in order to market that company’s products. Our Customer Information Privacy Policy serves as a standard for all of our employees for the collection, use, retention and security of individual customer information.

INFORMATION THAT WE COLLECT ABOUT YOU

First Merchants Corporation affiliates collect nonpublic personal information about you from the following sources:

• Information that we receive from you on applications or other forms
• Information about your transactions with us or with others, and
• Information we receive from a consumer-reporting agency.

INFORMATION ABOUT YOU THAT WE DISCLOSE

We do not disclose any nonpublic personal information about our customers or former customers to anyone except as provided by law or as necessary to provide our products and services to our customers. For example, it is our policy not to reveal specific information about customers’ accounts or other personally identifiable information to unaffiliated third parties for their independent use. We do, however, provide limited information about your transactions at this bank to reputable credit reporting agencies, to certain parties in order to provide products and services that you have requested and in response to legal process. In addition, we may share your name and address as well as information about your transactions and experience with us to our affiliates.

We may, however, from time to time share information that we have collected about you, but only with our affiliated companies. You have the right to “opt out” of this particular sharing and may do so by contacting us …

• By mail at: P.O. Box 549
  Daleville, IN 47334-0549

• By telephone at: The number indicated for each affiliated company listed on the back of this notice.

SECURITY OF YOUR INFORMATION

First Merchants Corporation and its affiliated companies are committed to the security of your financial and personal information. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Our employees are educated on the importance of maintaining the confidentiality of customer information and the consequences for violation of this policy.

First Merchants Corporation affiliated companies include First Merchants Corporation,

• First Merchants Bank, N.A., 1-800-205-3464
• First Merchants Bank Central Indiana, N.A., 1-765-648-4957
• Lafayette Bank and Trust Company, N.A., 1-800-755-2491, and
• Commerce National Bank 1- 614-583-2200

as well as First Merchants Insurance Services, Indiana Title Insurance Company and First Merchants Trust Company, N.A.

03/2007