Opt In

If you want us to pay overdrafts for ATM transactions and debit card transactions, you must have specifically opted in. Once you opt in, you may have a safety net that saves you from the embarrassment of a declined ATM or debit card transaction. There is NO FEE to keep this service on your account and NO FEE if you never use it.

If you have not yet opted in, but would like this service, please do so via one of the following methods:

If you did not tell us that you wanted this service, your ATM and debit card transactions could be declined if you do not have sufficient funds, even if you make a deposit later that same business day.

Please note: Your choice applies only to ATM and debit card transactions. Other standard overdraft practices apply unless you specifically request otherwise. You may change your opt in/out preferences at any time.