Personal Checking

You have a choice of competitive checking account options, all with great features. For details on these accounts, view a side-by-side comparison.

Free Checking

• Free Online Banking and Bill Pay
• Free Check Card/ATM
• Free Telephone Banking
• Unlimited First Merchants Corporation ATM cash withdrawals and transfers

Student Checking, Cardinal Checking, Boiler Up Checking*

• Free Online Banking and Bill Pay
• Free Check Card/ATM
• Free Telephone Banking
• Unlimited First Merchants Corporation ATM cash withdrawals and transfers
• ATM Fee Rebates (up to $20 per month)
• Discount on initial check order

Value Plus Checking

• No minimum balance
• Discounts on loans
• Free basic checks
• Free Online Banking and Bill Pay
• Free Telephone Banking
• Free Debit/ATM Card
• Unlimited First Merchants Corporation ATM cash withdrawals and transfers

Preferred Checking

• Earn interest and avoid fees with banking relationship balances
• Free basic checks
• Free Online Banking and Bill Pay
• Percentage bonus on Certificate of Deposits
• Safe deposit box rental discount
• Discount on installment loans with auto-deduct
• Free Debit/ATM Card
• Free Telephone Banking
• Unlimited First Merchants Corporation ATM cash withdrawals and transfers

Premier Checking

• Best rates for high balance accounts
• Free checks
• Free Online Banking and Bill Pay
• Percentage bonus on Certificate of Deposits
• Safe deposit box rental discount
• Discount on installment loans with auto-deduct
• Free Debit/ATM Card with a higher daily limit
• Free Telephone Banking
• Unlimited First Merchants Corporation ATM cash withdrawals and transfers
• One free Wire Transfer monthly

* Available to post high school students only.  Presentation of valid school ID required at account opening. See bank for additional details.