Personal Services

ATM Card

Access to cash, anytime, anywhere! Cards are available to all personal checking and savings account customers with the following benefits:

• Use of all First Merchants Corporation ATMs to withdraw cash free of charge.
• View your checking and savings balances.
• Transactions are deducted directly from your account, and can be easily tracked via Online Banking, Telephone Banking or your monthly bank statement.

Debit Card

Enjoy the convenience and security of our Debit Card.

Unlike a credit card, your purchases are deducted directly from your checking account and can be easily tracked via Online Banking, Telephone Banking or your monthly bank statement.

• Withdraw cash, make deposits, loan payments, and check your balances.
• Pay for purchases including restaurants, department stores, telephone and Internet shopping, wherever MasterCard is accepted.
• Works like a check, but without the hassles of check approvals, and out-of-town check writing hassles.
• Your Debit Card is not a credit card, so you'll never pay finance charges.
• You'll carry less cash and use fewer checks.
• Use of all First Merchants Corporation ATMs to withdraw cash free of charge.

Credit Cards

You have a choice of competitive credit card options, all with great features. For details on these accounts, view a side-by-side comparison.

Visa credit cards offer these benefits:

• 24 Hour Customer Service
• Visa Zero Liability (restrictions apply) - Identity Theft & Fraud Protection, Privacy Pledge
• Verified by Visa
• Car Rental Discounts with Avis, National and Hertz
• Travel Accident Insurance
• Extended Warranty Insurance
• Payments Made Easy - Auto Pay, Telephone Payment, Internet "You Pay," Mail, CSR-Assisted Phone Pay
• Easy Banking - Online Account Access, 24/7 Customer Service, Full-Service Telephone Banking

 

Personal credit cards for those with established credit include:

Visa Platinum

• Great low rate
• No Annual Fee with at least one purchase per year

Select Rewards Visa Platinum

• Great low rate
• Earn one point for every dollar spent to redeem towards merchandise, certificates and travel coupons
• No Annual Fee

Cash Rewards Visa Platinum

• Cash back on purchases made anywhere
• Up to 1 percent cash back on purchases
• No Annual Fee with at least one purchase per year

Visa SIgnature

Points for travel, rewards or cash back

• Fly any airline, anytime with no blackout dates or seat restrictions
• $55 Membership Fee
• 2,500 enrollment bonus points

 

Specialty cards for customers who have no credit or need a fresh start with credit include:

Young Adult Visa

Offers the opportunity to establish a strong credit history.

College Rewards Visa

Offers rewards while establishing a strong credit history.

Secured Visa

Provides an opportunity to build a credit history for someone who has been turned down for a credit card in the past.

Click for more information and to apply for one of these credit cards

Access Your Existing First Merchants credit card

Online Banking

With our Online Banking and Bill Pay, you can choose to do your banking anytime, anywhere. And best of all, it's FREE! No more worries about getting to the bank on time to make a transfer or payment. Online Bill Pay saves you time and money by allowing you to pay your bills with the click of a mouse instead of a lick of a stamp (and a trip to the post office)!

• View account balances, history, real-time transactions and transfers
• Create transfers between internal accounts
• Make payments
• Schedule transactions
• View check images
• View and print your monthly account statement
• Download to Quicken
• Create a stop payment request
• Pay bills

Visit any of our convenient locations or online to enroll in Online Banking and Bill Pay today! To sample this service, try a demo.

Telephone Banking

Access to your accounts is as close as your telephone. Just call 800-473-5055 anytime, day or night to:

• Check balances
• Review account activity
• Transfer funds
• Make loan inquiries
• Obtain rate information
• Issue a stop payment
• Report lost or stolen ATM or Debit Card

Direct Deposit

Don't let bad weather or a busy schedule delay your deposit! Sign up today and begin enjoying the convenience of direct deposit!

• Payments reach your account the day the check is issued - even if you are out of town, sick or unable to get to the bank.
• Saves you time and provides added convenience and security.
• Check your balances anytime through the ATM, Telephone Banking and Online Banking.
• Deposits are recorded on your monthly bank statement.

Visit any Banking Center and ask how you can sign up today!

Automatic Deduction

Begin enjoying the convenience of having your loan payments automatically transferred from your checking or savings account. No more hassles getting to the bank on or before your payment's due date!

• Payments are credited to your loan on the date that you schedule.
• Avoid late fees.
• Track your payments through the ATM, Telephone Banking and Online Banking.
• Easily track payments on your monthly bank statement.

We offer discounts on many of our loans that are automatically deducted. Start enjoying the benefits of Automatic Deduction today!

Safe Deposit Boxes

Available in a variety of sizes to meet most needs, our Safe Deposit Boxes provide you with a convenient place to store important items that would be difficult to replace. Use our Safe Deposit Boxes to store anything of value that you do not need immediate access to, such as:

• Insurance policies
• Family records such as birth and marriage certificates
• Deeds, titles, mortgages, leases and other contracts
• Stocks, bonds, rare stamps and other collectibles.

Enjoy the safety and convenient access to your secured valuables!