About First Merchants Insurance Services

First Merchants Insurance Services, formerly Insurance & Risk Management, was established in Muncie in 1963.  Now, the agency is part of the First Merchants Corporation family.

First Merchants Insurance Services is an independent insurance agency, representing over two dozen A+- rated insurance companies, offering insurance for all needs.

A comprehensive line of personal insurance plans complements one of the most extensive lines of commercial insurance available in this area.  Our agency also offers employee benefit plans that are flexible and provide cost containment options.

Because First Merchants Insurance Services is an independent, locally owned agency, your claims are handled quickly and professionally.  Our staff members are dedicated to providing you with exceptional service and claims resolution.

Call us at 213-3400 for an initial visit to review your insurance needs or to provide you with a quote.  We commit to you our professional expertise and our dedication to customer service.

Commercial Insurance Lines
Employee Benefits Programs
Personal Insurance
Property & Equipment Group Life/ Health/ Disability/ Dental/ Vision/ Rx Homeowner's
Casualty Business Life Auto
    - worker's compensation Business Disability Life
    - auto liability Voluntary Payroll Deduction Plans Health
    - boiler & machinery Self-funded programs Disability
    - crime Third party/ administration placement Renter's
    - professional liability Corporate-owned life insurance Personal Umbrella
Surely Bonding for: Qualified retirement plans Flood
    - contracts
Risk Management Consulting
Annuities
    - bids, performance, & payments Identifying exposure to loss  
    - licenses & permits Recommending control techniques  
    - fiduciary, probate, & court Monitoring for improvements  

First Merchants Insurance Services works with over two dozen A+- rated companies that are committed to our high standards of coverage, service, financial stability, and price. 

We recognize that no two clients are alike, and by working with a variety of the very best insurance companies, our agency can customize an insurance package that best meets your needs.