Several studies have shown that more of your portfolio's return depends on the overall asset allocation of your portfolio, rather than the individual investments.  This is why we place a strong emphasis on devising an appropriate allocation, creating a written Investment Policy Statement and sticking with the plan.

Factors that should be considered include your time horizon, liquidity needs, income needs, gifting plans, risk tolerance, and tax situation.  The sum of these components provides an allocation that creates your portfolio's offensive and defensive strategy.

For more information, please visit the following pages that are updated monthly:

Equity Market Review 

Economic Review

Fixed Income Review

Forecast and Strategy